FAQs

My credit score is too low; can I get a Payday loans?

Certainly, as long as you meet the Payday loans requirements. No credit checks are required to be approved for a Payday loans. Getting a payday loan is quite easy and if you are looking for a short-term solution to your cash problems, a Payday loans is what you need.

Can I apply for a Payday loans online?

Applying online for a Payday loans is not only safe, but also is the fastest way to get a Payday loans. When you apply online, your application goes directly to a loan executive who will contact you immediately.

What are the eligibility requirements?

• Be 18 years of age or older
• Hold a stable job
• Be a Canadian resident
• Not be bankrupt or in the process of bankruptcy

How quickly can I receive my money?

Thanks to our Express service, you can receive your money in less than 30 minutes after signing the contract. A standard deposit may take 24 to 48 business hours.

How long will it take to find out if I have been accepted?

Once your application is complete, you will receive a response by phone and/or email within one business hour.

What are the reasons why my application might be refused?

• Being in the process of bankruptcy or a consumer proposal
• Having accumulated multiple NSF payments over the past few months
• Having an excessive short-term debt burden
• Submitting incomplete, erroneous, or fraudulent documents

Is the process secure and confidential?

Yes, we exceed the highest industry standards, and your application is 100% confidential.

What happens if I cannot pay off the entire Payday loans on the repayment date?

If you are not able to make the full payment of your Payday loans, you just need to contact your loan executive roll over your Payday loans by paying a small extension fee.

What purposes can I use my Payday loans for?

It is totally up to you how you spend your money. Many people use the loan to pay for unexpected expenses, such as doctor's office visits, medication needed and minor repairs to vehicles and/or homes that cannot wait.

When can I apply for a Payday loans?

Unlike the payday loan stores that are only open during normal business hours, you can apply online for a Payday loans 24/7.

Can I make a full repayment at any time?

Of course, you can pay off your loan at any time. Simply contact one of our agents to obtain your balance and schedule a withdrawal date.

What are the requirements for getting a Payday loans?

The eligibility requirements for a Payday loans are simple. Please check our requirements page for the Payday loans requirements.

Do you charge a fee for applying online for a Payday loans?

No, applying for a Payday loans online is completely free!

Will I need collateral or a co-signer for getting a Payday loans?

No collateral or co-signer is necessary to get approval for a Payday loans.

Is it possible to obtain another cash advance even if I haven't finished paying off my current loan?

Absolutely—simply contact us to confirm how much you are eligible to receive as a new advance. You will receive your deposit in less than 30 minutes if you use our Express service.

I am self-employed or under a status other than employment; am I eligible?

Yes, however, you must meet all other eligibility criteria.

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